Free tool by USR INFOTECH · Powered by USR AppsFull and final settlement calculator
Enter the joining and last working dates, pay and what is pending. See each dues line, the recoveries, the net settlement, and the last date to pay under the Code on Wages.
- Settling a resignation
- Settling a termination
- Checking an exit payout
Service and pay
Pending and recoveries
Settlement
General information, not legal or tax advice. Rules change and differ by state; check with your CA or labour consultant before you act. Everything you type stays in your browser.
Made for people like you
How to use it
- Enter joining date, last working day and pay.
- Add unpaid salary, leave and notice details.
- Read the net settlement and the date it is due.
Good to know
Final wages deadline
Under the Code on Wages, 2019, wages for a person who resigns, is removed, dismissed or retrenched are due within two working days of that day, unless the government sets another limit.
Gratuity
Last wages × 15 ÷ 26 × completed years, capped at ₹20 lakh. Five years of service for permanent staff. Fixed-term staff are paid pro rata and the five-year rule does not apply. Wages count at least 50% of total pay when allowances are higher.
Leave and notice
Paid leave encashment and notice recovery follow your appointment letter and leave policy. This tool uses basic + DA ÷ 30 for leave and total pay ÷ 30 for notice days.
Tax on the payout
Leave encashment at exit and gratuity have their own tax-free limits, and the rest is taxable salary. Ask your payroll team or CA to deduct TDS before paying.
Questions people ask
Is it free? Do I need to sign up?
Yes, it is free and you do not need to sign up. Open it and use it as often as you like.
Is my data safe?
The numbers are worked out in your browser. Nothing you type is sent to USR unless you choose to email yourself the result.
How accurate is the result?
It is an estimate based on the rules shown on this page as of November 2026, not legal or tax advice. Rules and rates change, so check with your CA before you act.
What goes into a full and final settlement?
Unpaid salary, leave encashment, gratuity, bonus and other dues, less notice recovery and agreed recoveries.
Is my data saved?
No. Everything stays in your browser.
Exit, settlement and TDS in one flow
USR HRMS and USR Exit run resignation, handover, clearance and the full and final settlement, connected with USR Payroll (add-on, India, by invitation).
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