ESOP calculator
Options granted, the exercise price, today's value and the vesting schedule. See how many options have vested, what they are worth today, and the gain at an exit price.
- Explaining an offer with ESOPs
- Checking your own grant
- Founder and HR conversations
Your grant
Your ESOPs
General information, not legal or tax advice. Rules change and differ by state; check with your CA or labour consultant before you act. Everything you type stays in your browser.
Made for people like you
How to use it
- Enter options granted, the exercise price and today's value.
- Enter the vesting period, cliff and months since grant.
- See vested options, value today and the gain at an exit price.
Good to know
Vesting and cliff
Options vest over time, often 4 years. With a 1-year cliff nothing vests in the first year, then 25% vests at once and the rest monthly.
Exercise
To own shares you pay the exercise price for vested options. Check the window to exercise if you leave.
Tax basics in India
When you exercise, the gap between value and exercise price is taxed as salary. When you sell, the further gain is taxed as capital gains. Employees of eligible DPIIT start-ups may defer the first tax. Confirm with your CA.
Paper value
Until there is a sale or buy-back, the value is on paper. Treat it as upside, not salary.
Questions people ask
Is it free? Do I need to sign up?
Yes, it is free and you do not need to sign up. Open it and use it as often as you like.
Is my data safe?
The numbers are worked out in your browser. Nothing you type is sent to USR unless you choose to email yourself the result.
How accurate is the result?
It is an estimate based on the rules shown on this page as of November 2026, not legal or tax advice. Rules and rates change, so check with your CA before you act.
When do I pay tax?
On exercise (as salary) and on sale (as capital gains). Eligible DPIIT start-ups' employees may defer the first. Ask your CA.
What if I leave?
Unvested options usually lapse. Check how long you have to exercise vested ones.
ESOPs, pay and goals in one place
USR Compensation shows each person's salary, bonus and ESOP grant together, and USR PMS links grants to performance.
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