GCC build vs vendor calculator
Your own centre needs set-up money, then costs less each year. A vendor starts fast but charges a margin forever. See both over the years, and the month your own centre pays back.
- Board case for a GCC
- Renewing a vendor contract
- Moving work from vendor to captive
Your numbers
Comparison
General information, not legal or tax advice. Rules change and differ by state; check with your CA or labour consultant before you act. Everything you type stays in your browser.
Made for people like you
How to use it
- Enter team size and the years to compare.
- Enter your own-centre cost per person and one-time set-up.
- Enter the vendor rate in USD and the exchange rate, and compare.
Good to know
What the vendor rate includes
A vendor rate covers salary, seats, management and the vendor's margin. Ask for the rate per person per month, all in, to compare fairly.
What own-centre cost includes
Salary and benefits, seats, IT, travel, leadership and support teams. Use a fully loaded cost per person, not just salary.
Beyond cost
Your own centre keeps knowledge, people and IP in-house and lets you build a culture. A vendor is faster to start and easier to shrink.
Hybrid
Many companies start with a vendor and move to their own centre later (build, operate, transfer). Plan the transfer terms at the start.
Questions people ask
Is it free? Do I need to sign up?
Yes, it is free and you do not need to sign up. Open it and use it as often as you like.
Is my data safe?
The numbers are worked out in your browser. Nothing you type is sent to USR unless you choose to email yourself the result.
How accurate is the result?
It is an estimate based on the rules shown on this page as of November 2026, not legal or tax advice. Rules and rates change, so check with your CA before you act.
Is a vendor ever cheaper?
Yes, for small teams, short projects or work you may stop. The tool shows when your own centre pays back.
What is build, operate, transfer?
A partner sets up and runs the centre, then hands it to you at an agreed time and price.
Run your GCC on one platform from day one
USR One gives your India centre HR, payroll, books, projects and HQ reporting on one record, billed in USD to HQ or INR to the India entity.
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